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Mutual Fund Analysis Cullen High Dividend Equity Retail CHDEX US OE Large Value 35 8/1/2003[pic 1] [pic 2] [pic 3]Top 3 Industries: Financials | Health Care | Consumer StaplesTop 3 Holdings: JPMorgan Chase | Johnson & Johnson | 3MPortfolio Structure: Diversification across 30-40 stocks and 15-25 industries.1 Year Beta: 0.89 | 1 Year SD: 10.16.