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Wal-Mart: A Template for 21st Century Capitalism?Essay title: Wal-Mart: A Template for 21st Century Capitalism?Working at Wal-Mart Wal-Mart defends its low wage/low benefit personnel policy by arguing that it employs workers who are marginal to the income stream required by most American families. Only seven percent of the company’s hourly “associates” try to support a.