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Preparation MSMED ActSMPCChannel Financing: Present in large industrial areas. Finding the entire supply chain. A large bank would underwrite the corporate bills. “Clusters”Myth: SME default more than large enterprisesIssues in SME: They don’t get timely credit, collateral issue, aweful financial statementsIssues in large/mid corporates: They don’t give good interest margins.Huge fees and commission, syndicate income, advisory,.